Car Loans

We all know how expensive it is to own a car in Singapore.

Cost of owning a car in Singapore goes way beyond its purchase price. It includes things such as registration fees, taxes, insurance premiums, and maintenance costs.

To make things easier for you, we have listed down the various costs that go into the price of a car so that you are well aware and prepared to make the financial commitment towards owning a car.

We can help you in unique ways

Car Purchase Loans

Loans to purchase your dream car? We got you covered. With our plans flexible and customisable loans, we will be able to aid you in this aspect.

Car Breakdown Loans

Sometimes accidents happen and you do not have enough to repair your car. Our loans can help to cover your breakdowns.

Car Accident Loans

Hit someone and you are unable to pay off his repairs? Our loan consultants are able to devise a plan just to help you.

Car Loans

Get a Quote

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Step 1.

Complate the Application

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Step 2.

Get Covered

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Step 3.

Frequently asked questions

How do I qualify for loans?

Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.

Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.

Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.

What is the maximum loan I can apply for?

United Credit will be able to grant a loan equivalent to 6 months' worth of your salary. However, it is still dependent on our analysis of your financial situation.

Am I still able to apply for loans if I have bad credits?

Having a bad credit does not hinder us from releasing loans for you, as long as you fit the requirements.

How do you know if you're approaching loans from a licensed money lender?

Verify that a moneylender is licensed by checking the list of licensed moneylenders here.

Can I apply with United Credit if I have existing loans?

Yes - You will still be able to apply for loans. Our Loan Consultants will access your financial capabilities and curate flexible loan rates best suited for your situation.

Is my Information confidential?

Yes - United Credit places customers' privacy at the utmost importance. We will never divulge any of your personal information to anyone.

How do I apply for loans with United Credit?

Simply give us a phone call and set an appointment with us!

How do I apply for loans with United Credit?

With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:

A fee not exceeding $60 for each month of late repayment;

A fee not exceeding 10% of the principal of the loan when a loan is granted;

Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.

What people say about us

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