Apply Your Loan with United Credit Now!

Just answer a few questions - it only takes one minute.

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By Clicking "Submit", you agree with the Terms and Conditions as defined by Ministry of Law Singapore.

United Credit Pte Ltd is a licensed money lender verified by the Ministry of Law Singapore, we are listed in the current updated list.

United Credit Pte Ltd will process the User's data at all times in an absolutely confidential manner and will keep the mandatory duty of secrecy with respect to the same, in accordance with the provisions of the applicable regulations, adopting to that effect the necessary technical and organizational measures in order to guarantee the security of the User's data and to avoid any alteration, loss, unauthorized handling or access, taking into account the state of technology, the nature of the data stored and the risks to which it is exposed.

We specialise in delivering loans during the unexpected.

Customisable Loans

What sets us apart from the rest is our ability to customise loan repayment rates for you. While other licensed money lenders stick with their standard repayment tenure monthly, we are able to provide a way that can help you to repay easily.

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COVID-19 Emergency Loans

During this tenure of difficulty, we understand how hard is it for everyone. With our Covid-19 Emergency Loans, you will be at ease as we help you to mitigate your outstanding debts and bills.

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We help you to get covered
in 3 steps

Step 1.

Access Your Needs

Understanding your requirements and areas you need help in.

Step 2.

Complete Our Online Application

Fill in the application and submit to us. Our Staff will contact you in 24 hours.

Step 3.

Get Covered

Receive your loan amount in less than 1 hour upon meeting our staffs. You are now able to deal with your debts!

What our clients say about us

"United Credit allows our family to tide through the tough times. Chris is an extremely polite debt collector. Special thanks to Alvin and Elizabeth who have been a great help to us!"



"I went through a tough period and United Credit is there to extend the help needed for my family and myself. Thanks Brandon for the great service!"


HR Manager

"My business was hit with a downturn in this pandemic and I sought help with Alvin and Elizabeth to keep my business afloat during this period of time."


Business Owner

Frequently asked questions

How do I qualify for loans?

Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.

Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.

Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.

What is the maximum loan I can apply for?

United Credit will be able to grant a loan equivalent to 6 months' worth of your salary. However, it is still dependent on our analysis of your financial situation.

Am I still able to apply for loans if I have bad credits?

Having a bad credit does not hinder us from releasing loans for you, as long as you fit the requirements.

How do you know if you're approaching loans from a licensed money lender?

Verify that a moneylender is licensed by checking the list of licensed moneylenders here.

Can I apply with United Credit if I have existing loans?

Yes - You will still be able to apply for loans. Our Loan Consultants will access your financial capabilities and curate flexible loan rates best suited for your situation.

Is my Information confidential?

Yes - United Credit places customers' privacy at the utmost importance. We will never divulge any of your personal information to anyone.

How do I apply for loans with United Credit?

Simply give us a phone call and set an appointment with us!

What are the fees United Credit charges?

With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:

A fee not exceeding $60 for each month of late repayment;

A fee not exceeding 10% of the principal of the loan when a loan is granted;

Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.