We are a licensed money lender agency in Singapore.

We are legally certified (License No. 78/2020) by Ministry of Law Singapore. Refer to the verified licensed moneylender list from Ministry of Law, Singapore here.

Established since 2010, we have been serving clients and customers who are in dire need of monetary help. Our mission is to help our clients to tide through the difficult times through our esteemed loan consulting services that ensure privacy and speed.

We are here to help you

There are many types of loans we offer. Our loan consultants will assist in providing the best, flexible and customisable loans to aid you.

  • Over 100K Loans Issued
  • Over 10 Years in Service
  • Over 25 Loans Daily

Frequently asked questions

How do I qualify for loans?

Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.

Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.

Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.

What is the maximum loan I can apply for?

United Credit will be able to grant a loan equivalent to 6 months' worth of your salary. However, it is still dependent on our analysis of your financial situation.

Am I still able to apply for loans if I have bad credits?

Having a bad credit does not hinder us from releasing loans for you, as long as you fit the requirements.

How do you know if you're approaching loans from a licensed money lender?

Verify that a moneylender is licensed by checking the list of licensed moneylenders here.

Can I apply with United Credit if I have existing loans?

Yes - You will still be able to apply for loans. Our Loan Consultants will access your financial capabilities and curate flexible loan rates best suited for your situation.

Is my Information confidential?

Yes - United Credit places customers' privacy at the utmost importance. We will never divulge any of your personal information to anyone.

How do I apply for loans with United Credit?

Simply give us a phone call and set an appointment with us!

What are the fees United Credit charges?

With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:

A fee not exceeding $60 for each month of late repayment;

A fee not exceeding 10% of the principal of the loan when a loan is granted;

Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.

What people say about us

Thank you United Credit for your service and helping me when I was a little cash-strapped!



I appreciate Alvin from United Credit to give me a customisable loan repayment in this period of time!



Being an expat in Singapore, it is pretty hard to get any great loans but Alvin and his team have been good to me!



Just allow me to thank Alvin for his continuous support!



Having a reliable and trustworthy licensed money lender like UC is great!



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