Emergency Loans

Everyone has that feeling of anxiety when a critical emergency arises, and you cannot afford to pay for it. Anything urgent to solve financial will be in need of a short term loan. It can be used to resolve all kinds of financial needs such as medical emergencies, car repairs, to pay off utilities or rent when you can’t seem to make ends meet for one reason or another, and the like. Everybody goes through difficult times every now and then, and there is no shame in asking for financial help when you need it. Of course, it is recommended that you take a loan responsibly by making sure that you do not borrow more than you can comfortably pay back.

We can help you in unique ways


It is always tough being in this period, we seek to evaluate your finance and give you the best form of flexible loan needed.


There are some people who are unable to get the bills needed due to the lack of funds.


Unexpected car crash, or sudden cost incurred from their jobs or loved ones. We seek to help.


This is when you urgently require the loans and extra cash for different purposes.

Emergency Medical Loan that helps you

Check if you qualify

Step 1.

Complete the Application

Step 2.

Get Covered

Step 3.

Frequently asked questions

How do I qualify for loans?

Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.

Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.

Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.

What is the maximum loan I can apply for?

United Credit will be able to grant a loan equivalent to 6 months' worth of your salary. However, it is still dependent on our analysis of your financial situation.

Am I still able to apply for loans if I have bad credits?

Having a bad credit does not hinder us from releasing loans for you, as long as you fit the requirements.

How do you know if you're approaching loans from a licensed money lender?

Verify that a moneylender is licensed by checking the list of licensed moneylenders here.

Can I apply with United Credit if I have existing loans?

Yes - You will still be able to apply for loans. Our Loan Consultants will access your financial capabilities and curate flexible loan rates best suited for your situation.

Is my Information confidential?

Yes - United Credit places customers' privacy at the utmost importance. We will never divulge any of your personal information to anyone.

How do I apply for loans with United Credit?

Simply give us a phone call and set an appointment with us!

What are the fees United Credit charges?

With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:

A fee not exceeding $60 for each month of late repayment;

A fee not exceeding 10% of the principal of the loan when a loan is granted;

Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.

Apply for Loan Today!

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